Paggas Technologies
BGEN

Traveling through innovations

We build websites, online shops and applications that work for your business. It all starts with an idea — we give it form, speed and direction.

  • Business

    Business process management systems

  • Web

    Development of websites and platforms

  • CRM

    Tailored solutions for each customer

  • Solutions

    Web based advisory alternatives

Who We Are

We believe we are valuable to our customers to produce results.

  • Diverse SectorsWorking in the sphere of web development, finance, insurance, banking, logistics, and more with tailored solutions.
  • Agile and ScalableAdapting to projects of any size and budget with flexibility and expertise.
  • Driving SuccessFocusing on profitability, efficiency, and cost reduction for our customers.
  • Problem SolversDelivering customizable solutions that simplify complexities and drive transformation.

Paggas Technologies solutions provides powerful support to businesses immediately after they are implemented. We are proud that we support our customers in their day-to-day business via our software with greater efficiency in back office operational activities and increase sales conversions with instant, real-time support to sales force.

We serve different business and government sectors including finance, insurance, banking, logistics, etc. The fact that we are agile and open allows us to handle any kind of project, no matter the size or budget. Our main driver is the successful completion of projects and, moreover, supporting our customers in achieving higher profitability and cost reduction in their operations through our solutions. We are passionate about what we do, whether that is helping individual businesses improve processes or achieve a transformation of processes across an organization.

Vision

We are all about efficiency, synergy and helping our customers be more productive, more integrated, more profitable. We offer ready and easily customizable solutions. We use our services to create solutions that solve problems. We are constantly looking for new opportunities for our customers in terms of supporting their ongoing and strategic needs and avoiding complexity.

Values

Where industry has traditionally focused on customer satisfaction, we at PAGGAS TECHNOLOGIES focus on customer success. To us, customer success is more than just a job or a new spin on the customer service function. It's an evolution of customer service, requiring new skill sets and mindsets to staff our customer success organization.

  • Results oriented

    We believe we are valuable to our customers to produce results. We want our customers to be so impacted by our solutions that they cannot imagine their life without them. That is why achieving real, tangible, positive results are built into the DNA of our company, and every employee and partner we work with.

  • Ensure customer success

    We know how much efforts our customers spend to make their businesses successful. We seek to understand their needs and develop innovative solutions which help them become a better business.

  • Excellence on top

    Striving for excellence is about never lowering our expectations. We are always close to our customers – supporting them, advising them, making them feel confident. The success of our customers is priority #1 for us.

Web Development

Website & Application Development

From idea to launch — we design, build and maintain websites and applications that work for your business.

The road to launch

  1. Consultation

    We start with questions, not templates. What should your website actually achieve?

  2. Design

    We draw the structure and the look before a single line of code is written.

  3. Development

    Clean code and a fast website — ready for Google from day one.

  4. Launch

    Testing, SEO, monitoring. And your website reaches orbit.

  5. Support

    We stay on after launch — updating, watching and growing it.

What it includes

  • Expert CMS Solutions

    Whichever technology we choose together, you get an admin panel shaped around your content and a short walkthrough of how to use it — pages, news and products get updated without outside help.

  • SEO-Optimized Development

    Our websites are built with SEO best practices, including fast loading speeds, clean code, and mobile optimization, helping you rank higher on search engines.

  • Custom & Responsive Designs

    We create visually stunning, user-friendly, and fully responsive websites that deliver seamless experiences across all devices.

  • E-Commerce Excellence

    We develop high-performing online stores with secure payment gateways and optimized checkout experiences.

  • Performance & Security

    Our development approach prioritizes speed, security, and reliability, ensuring a smooth and safe browsing experience for your users.

  • Seamless Integrations

    We connect your website with essential tools like CRMs, analytics, APIs, and third-party services for enhanced functionality.

  • Ongoing Support & Maintenance

    We provide continuous updates, troubleshooting, and performance optimization to keep your website running at its best.

What we build

Your choice of technology

We build projects both on WordPress — a familiar solution with an admin panel you use to update your own content — and as individually programmed websites and applications, for maximum speed, security and tailor-made functionality. We will advise you which one suits your case better, and the choice stays yours.

MVP Accelerator

MVP Accelerator

Got an idea? Put it in orbit in less than a week.

MVP Accelerator is our fast track for new products. We build a working first version you can test with real users — before you have spent a whole budget on it.

  • A working product, not a slide deck
  • First version in less than a week
  • Test with real users before you scale
Explore MVP Accelerator

What we do

  • Business process management
  • Sales process supporting
  • Websites and development
  • CRM – Customer relationship management
  • Application processing system
  • Web based advisory solutions

Corporate Solutions

Beyond web development, we also build complete systems for finance, banking, leasing and insurance.

Web Solutions

Stunning, user-friendly websites with innovative approaches.

Document storage

Paper documents are scanned in and shared with all users immediately.

Status Enquiries

Advanced search criteria and a full work history for every application.

Reporting

Comprehensive MIS reports and field reporting with multi-format export.

Credit Scoring

Automatic application scoring with flexible, maintainable score cards.

Print-out Forms

Contracts and forms generated automatically, without human input.

Agile Interfacing

Interface with any system — both reading and writing data.

The Application Processing System

…is one of the most essential features in our overall solutions. Each loan application is monitored from the time it is entered into the system, and tracked through the various work steps of credit review, approval process and (auto) decision making. The system allows these work steps to be performed in different locations while maintaining control of the flow and making sure no required steps are being missed.

Our solutions support

  • Structured workflow for automatic routing of business processes
  • Support multi-tier rate structure
  • Support different origination channels
  • Generate letters and forms automatically
  • Support different loan products and loan types
  • Application details and status enquiry
  • Loan type parameters and constraints definition
  • Document imaging and archiving
  • Interface to external systems, including core banking
  • Support the entire sales process across branches
  • Provides a 360-degree view of customer data in a simplified way
  • Provides guidelines for sales personnel
  • Provides internal credit checking, credit scoring and debt burden calculation

Industries and workflows

  • Leasing products
  • Operational lease
  • Financial lease
  • Logistics operations
  • Warehouse identifications
  • On-the-road follow-up
  • Lending products
  • Mortgage loans
  • Overdrafts
  • SME loans
  • Credit cards
  • Consumer loans
  • Banking operations workflows
  • Terms changes
  • Partial & Early Prepayment
  • Credit limit increase/decrease
  • Customer Relationship Management
  • Anti-Attrition tool
  • Insurances (Auto, Home, Life, Specific and rare types)

Projects

Our projects

Every project is a world of its own — from online shops to platforms that look like nothing else. Fly past and take a closer look.

  • MVP Accelerator
    mvp.paggas.bg
    Platform

    MVP Accelerator

    Our own launch pad for new products — from idea to a working first version.

    Visit website
  • The MeatBox
    themeatbox.bg
    Online store

    The MeatBox

    An online butcher shop — ordering in a few clicks and secure payments.

    Visit online shop
  • Agri Rent
    agrirent.bg
    Website

    Agri Rent

    A catalogue of agricultural machinery, solar systems and LoRaWAN monitoring — clear structure across three distinct product lines.

    Visit website
  • MyPayDay
    mypayday.bg
    Platform

    MyPayDay

    A platform for student and promoter work — listings, applying from your phone, and employers all in one place.

    Visit website
  • ESG Market
    esgmarket.bg
    Platform

    ESG Market

    A platform that rates products against ESG criteria and points to the sustainable choice — from energy-efficient appliances to smart home.

    Visit website
  • Branch Chamber "Fruits and Vegetables"
    bkpz.bg
    Website

    Branch Chamber "Fruits and Vegetables"

    The chamber's website — news, events and information for its members.

    Visit website
  • Chistota Europa
    chistota.net
    Website

    Chistota Europa

    A presentation website covering the services of CHISTOTA EUROPA LTD, with a direct line to customers.

    Visit website
  • BCFV Events 2025
    bkpzevent.online
    Event site

    BCFV Events 2025

    A separate website for the chamber's 2025 events — programme and registration.

    Visit website
  • Campaigns
    Campaigns

    Landing pages

    Campaign pages written with one goal: the visitor leaves an enquiry.

Trusted By Companies

  • Alpha Bank
  • tbi bank
  • Printec
  • CSoft

Partners

  • European Union — ERDF
  • Fund of Funds
  • Innovation Capital
  • OPIC — Innovations and Competitiveness

Contacts

For inquiries, send an email or fill out our form

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Address

Lozenets district, 6 "Nikola Y. Vaptsarov" Blvd., 1407 Sofia, Bulgaria

Phone

+359 898 352 021